Tag Archives: Finance

ALL you wanted to know about Company Deposits

Company Deposits are simply nothing but fixed deposits in companies that earn a fixed rate of return over a period of time. Company deposits are really down-to-earth products. The influential advantage of the company deposits is its plain simplicity. Company deposit is understood even by the most novices among the investors community. Have you ever wondered the logic behind why pure vanilla flavored ice cream sells more than any other flavor? Similar logic is just as true when it comes to the company deposits vis-a-vis many other modern investment options. With the meltdown of NBFCs almost a decade ago, company deposit market had a major slow down, but volumes still remain significant and there are loyal investors who prefer company deposits... 

Foreign companies venturing in India

India Investment Center Is the first contact point for information and assistance. It provides knowledge about the conditions, laws, policies, procedures and incentives relating to investment opportunities in India. Foreign Investment approval system A foreign investor can, 1) Invest either in an Indian company or in a 100% owned subsidiary. 2) Open a liaison office with the prior permission from the Reserve Bank of India. 3) Open a branch office with the prior permission of the Reserve Bank of India. Once established, the Branch office should also get registered with the Registrar of Companies. Foreign investment Promotion Board (FIPB) It’s objective is to promote the inflow of foreign direct investment into India. Most of the Foreign Direct... 

Health Insurance

Health insurance is designed to offer financial protection against losses experienced due to illness, accidents, or injury. This type of insurance comes in many forms that offer differing levels of coverage. It can be purchased as part of a group policy or may be purchased by an individual. Group policies are generally purchased through an employer, associations, or unions. They may be less expensive because the costs associated with administration are reduced. In addition, the employees or association may pay part of the premium. Group health insurance has become an incentive for potential employees who are trying to cover their or their families’ health care expenses. Some policies offer managed care. Depending on the policies of a managed... 

Business Startup Costs : Write Off!!!

One of the basic financial principals of being in business today: your revenues can be offset against your expenses. Sure, some expenses, like meals and entertainment, may be only partially deductible. Other expenses may have to be written off, or “depreciated,” over a period of years. But the basic fundamental concept – revenues justifying expenses – is still pretty easy to understand and explain. But what about those expenses you rack up before your business even opens its doors, your business startup costs? There is good news here, and it has nothing to do with saving money on car insurance. Once you open your business and start generating revenues, you can write off many of those initial business startup costs at...