Lots of marketers throw around the term “joint venture” when what they often mean is “you’ll promote my stuff and I’ll promote yours.” While that’s a good way to get more sales if you can partner with someone who has a good list of people who will be interested in your products and services, there are other ways to joint venture that will be much more profitable... 

One of the basic financial principals of being in business today: your revenues can be offset against your expenses. Sure, some expenses, like meals and entertainment, may be only partially deductible. Other expenses may have to be written off, or “depreciated,” over a period of years. But the basic fundamental concept – revenues justifying expenses – is still pretty easy to... 

Older adults were anxious about the economy long before this crisis. Retirees feeling very confident of a financial secure retirement fell to 29% in April down from 41% a year earlier, according to a survey conducted by the Employee Benefit Research Institute – the lowest level in 10 years. Younger folks trying to increase their income with better jobs are limited by the increasingly sour labor market.... 

Credit card debt; almost everyone has some. Unfortunately, too many people are overwhelmed by it. This is a burden that always seems to be with us, no matter how hard we try to overcome it. We are not born with it. But we catch it, and we can’t seem to shake it loose. In this sense, it is like a disease. A financial sickness with very few remedies. Sure, there are medicines for it. Just keep...